Let the gold add glitter to your life. Unlock the value of your gold while you continue to own
it.
Su-Swarna Nidhi Limited. designed to provide liquidity against gold and gold Jewelers without having to
sell them. Let your gold help you bring the golden period in life...
Features & Benefits-
- Avail Loan upto Rs. 1,00,000 & upto 60% of value
- Hassle-free quick processing of loans
- Minimum documentation and quick disbursal
- Simplified Paperwork.
- Easy Payment options.
- ATL - Anytime Liquidity
- No EMI, Service only Interest and enjoy the Loan facility
Terms & Conditions:-
- The rate of interest will be @ 18% per year or as applicable from time to time as perscribed by the
Com. Act 2013
- Avail loan amount ranging from Rs. 1000 to Rs. 1, 00,000.
- The valuation of the gold ornaments will be done by Skystar Nidhi through authorized value, and the
cost of valuation will be borne by borrower.
- Two colored photographs of gold ornaments are required.
- Two colored photographs of borrower and his/her ID proof are required.
- The loan interest will be paid on monthly basis.
- In case of nonpayment of interest for 12 months, the Gold ornaments will be sold by Skystar India
Nidhi.
- The expenditure on sale of Gold ornaments plus due loan amount and 5% penalty rest on due amount
interest will be deducted and balance amount will be deposited in to loan account.
- The borrower has to provide an affidavit declaring the ownership of the ornaments.
- In case the borrower does not pay the interest a penalty of 5% has to be paid along with next interest
installment.